/* POA Pilot v3 styles. Navy, white, one gold accent. No framework. Self-hosted Inter with system fallback. */
@font-face{font-family:"Inter";font-style:normal;font-weight:400 800;font-display:swap;src:url(fonts/inter-latin-var.woff2) format("woff2")}
:root{--ink:#0f1b2d;--ink2:#334155;--muted:#5e6878;--navy:#0b1f33;--navy2:#15365a;--link:#1b4a7e;--gold:#e8b04a;--gold2:#d49a2c;--goldbg:#fdf6e7;
--ok:#137333;--okbg:#e6f3ea;--np:#5f6875;--npbg:#eceff3;--line:#e3e7ee;--bg:#f7f8fa;--card:#fff;
--r:12px;--shadow:0 1px 2px rgba(15,27,45,.05),0 2px 10px rgba(15,27,45,.05);--shadow2:0 8px 24px rgba(15,27,45,.12);
--font:"Inter",ui-sans-serif,system-ui,-apple-system,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:72px}
body{margin:0;font:16px/1.6 var(--font);color:var(--ink);background:var(--bg);-webkit-font-smoothing:antialiased;text-rendering:optimizeLegibility}
img{max-width:100%;display:block}a{color:var(--link);text-underline-offset:2px}a:hover{color:var(--navy)}
.wrap{max-width:1200px;margin:0 auto;padding:0 28px}
h1,h2,h3,h4{line-height:1.2;letter-spacing:-.02em;color:var(--ink)}
h1{font-size:clamp(26px,3vw,38px);font-weight:800;margin:.15em 0 .3em}
h2{font-size:21px;font-weight:750;margin:0 0 .4em}h3{font-size:17px;font-weight:700}
.h-sm{font-size:17px;display:flex;align-items:center;gap:6px}
.skip{position:absolute;left:-999px}.skip:focus{left:12px;top:12px;z-index:100;background:#fff;padding:8px 12px;border-radius:8px}
.ico{width:20px;height:20px;flex:none}.ico.sm{width:16px;height:16px;vertical-align:-3px}
/* header */
.top{position:sticky;top:0;z-index:50;background:rgba(255,255,255,.92);backdrop-filter:saturate(1.5) blur(10px);-webkit-backdrop-filter:saturate(1.5) blur(10px);border-bottom:1px solid var(--line)}
.top-in{display:flex;justify-content:space-between;align-items:center;height:60px}
.brand{display:inline-flex;align-items:center;gap:9px;font-weight:800;font-size:19px;letter-spacing:-.02em;text-decoration:none;color:var(--navy)}
.brand .logo{display:grid;place-items:center;width:30px;height:30px;border-radius:8px;background:var(--navy);color:var(--gold)}
.brand .logo .ico{width:18px;height:18px}.brand.light{color:#fff}.brand.light .logo{background:rgba(255,255,255,.1)}
nav{display:flex;gap:2px}nav a{padding:7px 13px;border-radius:999px;text-decoration:none;color:var(--ink2);font-weight:600;font-size:14.5px}
nav a:hover{background:#eef1f5;color:var(--navy)}nav a[aria-current=page]{background:var(--navy);color:#fff}
.navt,.burger{display:none}
/* disclaimer bar: slim, every page, near the top */
.disbar{background:var(--goldbg);border-bottom:1px solid #f0dcae;color:#4a3708;font-size:13.5px}
.disbar details{padding:7px 0}.disbar summary{cursor:pointer;list-style:none;display:flex;align-items:center;gap:7px;flex-wrap:wrap}
.disbar summary::-webkit-details-marker{display:none}.disbar .ico{color:var(--gold2)}
.dis-more{color:var(--link);font-weight:600;text-decoration:underline;text-underline-offset:2px}
.disbar details[open] .dis-more{display:none}.disbar details p{margin:4px 0 2px 23px;max-width:900px}
/* hero: short photo band */
.hero{position:relative;display:flex;align-items:center;color:#fff;overflow:hidden;background:var(--navy)}
.hero-sm{min-height:290px}
.hero-img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover;object-position:center 60%}
.hero-shade{position:absolute;inset:0;background:linear-gradient(90deg,rgba(8,20,36,.9) 0%,rgba(8,20,36,.72) 45%,rgba(8,20,36,.25) 100%)}
.hero-inner{position:relative;padding-top:36px;padding-bottom:36px;width:100%}
.hero h1{color:#fff;max-width:820px}
.hero .lead{color:rgba(255,255,255,.9);max-width:640px;font-size:17px;margin:0}
.eyebrow{text-transform:uppercase;font-size:11.5px;letter-spacing:.12em;font-weight:700;color:var(--muted);margin:0 0 6px}
.eyebrow.light{color:var(--gold)}
.actions{margin:20px 0 0;display:flex;flex-wrap:wrap;gap:10px}
.btn{display:inline-flex;align-items:center;justify-content:center;gap:7px;background:var(--navy);color:#fff;padding:10px 18px;border-radius:999px;text-decoration:none;font-weight:700;font-size:15px;border:2px solid transparent;cursor:pointer;font-family:inherit;transition:transform .15s,box-shadow .15s,background .15s}
.btn:hover{background:var(--navy2);color:#fff;transform:translateY(-1px);box-shadow:0 6px 16px rgba(11,31,51,.25)}
.btn.gold{background:var(--gold);color:#1d1503}.btn.gold:hover{background:var(--gold2);color:#1d1503;box-shadow:0 6px 16px rgba(212,154,44,.35)}
.btn.ghost{background:transparent;color:var(--navy);border-color:#c9d1dc}.btn.ghost:hover{background:#f1f4f8;box-shadow:none}
.btn.ghost.light{color:#fff;border-color:rgba(255,255,255,.6)}.btn.ghost.light:hover{background:rgba(255,255,255,.12)}
.chips{display:flex;flex-wrap:wrap;gap:6px;margin-top:14px;align-items:center}.chip{background:rgba(255,255,255,.14);border:1px solid rgba(255,255,255,.28);color:#fff;padding:2px 10px;border-radius:999px;font-size:13px;font-weight:600}
.area-note{color:rgba(255,255,255,.85);font-size:13.5px;margin-left:4px}
/* interior band */
.band{background:linear-gradient(135deg,var(--navy),var(--navy2));color:#fff;padding:28px 0 26px;border-bottom:3px solid var(--gold)}
.band h1{color:#fff;font-size:clamp(24px,2.6vw,32px);margin:.05em 0 .2em}.band .lead{color:rgba(255,255,255,.85);max-width:760px;margin:0;font-size:16px}
.band .crumbs,.band .crumbs a{color:rgba(255,255,255,.75)}.band .meta{color:rgba(255,255,255,.85);margin:0}
.band-title{display:flex;align-items:center;gap:14px}.band .pill{background:rgba(255,255,255,.14);color:#fff}
main.wrap{padding-top:28px;padding-bottom:44px}
/* two-column layout: main 2/3, sticky sidebar 1/3 */
.cols{display:grid;grid-template-columns:minmax(0,2fr) minmax(300px,1fr);gap:32px;align-items:start}
.col-side{position:sticky;top:76px;display:flex;flex-direction:column;gap:16px}
.blk{margin:0 0 22px}.blk-head{display:flex;justify-content:space-between;align-items:baseline;gap:12px}.blk-head h2{margin:0}
.see-all{font-size:14px;font-weight:600;text-decoration:none;display:inline-flex;gap:4px;align-items:center}
.sub{color:var(--muted);font-size:14.5px;margin:2px 0 12px}
.picker-blk{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:16px 18px;box-shadow:var(--shadow)}.picker-blk h2{margin:0}
/* region chips */
.rchips{display:flex;flex-wrap:wrap;gap:8px}
.rchip{display:inline-flex;align-items:center;gap:6px;padding:7px 14px;border-radius:999px;border:1px solid #cfd6e0;background:#fff;color:var(--navy);font-weight:600;font-size:14.5px;text-decoration:none;transition:border-color .15s,background .15s}
.rchip .ico{color:var(--gold2)}.rchip:hover{border-color:var(--navy);background:#f3f5f8;color:var(--navy)}
.rchip.on{background:var(--navy);border-color:var(--navy);color:#fff}.rchip.on .ico{color:var(--gold)}
/* compact institution tiles: icon + name, 4 columns */
.tiles{display:grid;grid-template-columns:repeat(4,1fr);gap:10px}
.tile{display:flex;align-items:center;gap:10px;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:12px 14px;text-decoration:none;color:var(--ink);font-weight:650;font-size:15px;line-height:1.25;box-shadow:var(--shadow);transition:transform .15s,box-shadow .15s,border-color .15s}
.tile:hover{transform:translateY(-2px);box-shadow:var(--shadow2);border-color:#b9c4d3;color:var(--navy)}
.tile-ico{display:inline-grid;place-items:center;width:36px;height:36px;border-radius:9px;background:#eef2f7;color:var(--navy);flex:none}
.tile-ico .ico{width:19px;height:19px}
.tile-ico.big{width:48px;height:48px;background:rgba(255,255,255,.12);color:var(--gold)}.tile-ico.big .ico{width:26px;height:26px}
.tile-ico.sm{width:28px;height:28px;border-radius:7px;margin-right:10px;vertical-align:middle}.tile-ico.sm .ico{width:16px;height:16px}
.tile:focus-visible,.rchip:focus-visible,.btn:focus-visible,a:focus-visible{outline:3px solid var(--gold);outline-offset:2px}
/* how-it-works strip */
.strip{display:flex;flex-wrap:wrap;align-items:center;gap:6px 18px;margin:0 0 18px;padding:10px 16px;border-radius:var(--r);background:#eef2f7;font-size:14px;color:var(--ink2)}
.strip b{display:inline-grid;place-items:center;width:20px;height:20px;border-radius:50%;background:var(--navy);color:var(--gold);font-size:11.5px;margin-right:6px}
.cta-row{margin:0 0 22px}
/* sponsor card: "Your closest helper" */
.helper-card{background:#fff;border:1px solid var(--line);border-top:4px solid var(--gold);border-radius:var(--r);padding:16px 18px;box-shadow:var(--shadow2)}
.helper-card h2{font-size:18px;margin:0 0 6px}.helper-card h2 a{color:var(--navy);text-decoration:none}.helper-card h2 a:hover{text-decoration:underline}
.helper-card p{margin:0 0 10px;font-size:14.5px;color:var(--ink2)}.helper-card .eyebrow{color:#9a6a12;display:flex;align-items:center;gap:6px;flex-wrap:wrap}
.helper-card .btn{width:100%}.helper-card .pill{margin:0;font-size:11px;padding:1px 8px;letter-spacing:.04em}
.hc-btns{display:flex;flex-direction:column;gap:8px;margin-bottom:8px}
.hc-row{display:flex;align-items:center;gap:10px}.hc-logo{max-height:40px;max-width:110px}
.hc-pick{display:block;font-size:14px;font-weight:600;color:var(--ink2)}.hc-pick span{display:block;margin-bottom:6px}
.hc-pick select{width:100%;font:inherit;font-size:15px;padding:9px 12px;border-radius:10px;border:1px solid #c9d1dc;background:#fff;color:var(--ink)}
.tiny{font-size:12.5px!important;color:var(--muted)!important;margin:6px 0 0!important}.tiny:empty{display:none}.tiny-link{font-weight:600}
.helper-card.filled{border-top-color:var(--navy)}
/* resources box */
.res-box{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:14px 18px;box-shadow:var(--shadow)}
.res-box h3{margin:0 0 6px;font-size:15px;text-transform:uppercase;letter-spacing:.08em;color:var(--muted)}
.res-links,.res-law{list-style:none;padding:0;margin:0}.res-links li{border-bottom:1px solid var(--line)}.res-links li:last-child{border-bottom:0}
.res-links a{display:flex;align-items:center;gap:8px;padding:7px 0;font-weight:650;font-size:14.5px;text-decoration:none;color:var(--navy)}.res-links a:hover{text-decoration:underline}
.res-links .ico{color:var(--gold2)}
.res-sub{font-size:12.5px;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--muted);margin:10px 0 4px}
.res-law li{font-size:13.5px;margin:3px 0}.res-law a{text-decoration:none}.res-law a:hover{text-decoration:underline}
.sec-no{display:inline-block;min-width:52px;font-weight:700;color:var(--navy)}
/* institution facts (tighter) */
.sec-t{margin:0 0 18px}.sec-t h2{font-size:18px;margin:0 0 6px}
.facts{list-style:none;padding:0;margin:0}.facts li{background:#fff;border:1px solid var(--line);border-left:3px solid var(--ok);border-radius:10px;padding:9px 14px;margin:6px 0;font-size:15px;line-height:1.55}
.facts li.np{border-left-color:#b8bfca;color:#3e4652}
.badge{display:inline-block;font-size:11.5px;font-weight:700;padding:1px 8px;border-radius:99px;vertical-align:1px;margin-right:4px}.badge.ok{background:var(--okbg);color:var(--ok)}.badge.np{background:var(--npbg);color:var(--np)}
.src{font-size:12.5px;white-space:nowrap;font-weight:600}
.pill{display:inline-block;font-size:12.5px;font-weight:700;padding:2px 10px;border-radius:999px;background:#eef2f7;color:var(--navy);margin-right:8px}
.pill.open{background:var(--okbg);color:var(--ok)}.pill.taken{background:var(--npbg);color:var(--np)}
.sec{margin:0 0 22px}.lead{font-size:17px;color:var(--muted);max-width:760px}
.panel{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:18px 22px;box-shadow:var(--shadow)}
.check{list-style:none;padding:0;margin:0}.check li{padding:8px 0;border-bottom:1px solid var(--line);font-size:15px}.check li:last-child{border-bottom:0}
.check input{width:17px;height:17px;margin-right:8px;vertical-align:-3px;accent-color:var(--navy)}
.tip{background:#eef2f7;border:1px solid #d6dde7;border-radius:var(--r);padding:12px 18px;margin-top:16px;font-size:15px}.tip h2{font-size:18px;margin-top:4px}
.note{color:var(--muted);font-style:italic;margin-top:0}.crumbs{font-size:13.5px;color:var(--muted);margin:0 0 8px}
.table-wrap{overflow-x:auto;border-radius:var(--r);box-shadow:var(--shadow);border:1px solid var(--line);background:#fff}
table{width:100%;border-collapse:collapse;background:#fff;font-size:15px;min-width:560px}td,th{padding:11px 14px;text-align:left;border-bottom:1px solid var(--line)}
th{background:#f3f5f8;font-size:12px;text-transform:uppercase;letter-spacing:.06em;color:var(--muted)}tbody tr:hover{background:#f8f9fb}tbody tr:last-child td{border-bottom:0}
td a{font-weight:700;text-decoration:none;display:inline-flex;align-items:center}
.aff-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:16px;margin:16px 0}
.aff{border:2px dashed #c9d1dc;border-radius:var(--r);padding:16px 20px;background:#fff}.aff h3{margin:.3em 0}
/* sponsor page */
.sponsor-cols{display:grid;grid-template-columns:minmax(300px,400px) 1fr;gap:24px;align-items:start}
.price{background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:20px 24px;box-shadow:var(--shadow2);border-top:4px solid var(--gold)}
.price .eyebrow{color:#9a6a12}.price .small{margin:4px 0 0}
.amt{font-size:44px;font-weight:800;margin:0;letter-spacing:-.03em;line-height:1.1;color:var(--navy)}.amt span{font-size:16px;color:var(--muted);font-weight:600}
.ticks{list-style:none;padding:0;margin:10px 0 16px;font-size:15px}.ticks li{padding:4px 0 4px 26px;position:relative}.ticks li::before{content:"";position:absolute;left:4px;top:10px;width:11px;height:6px;border-left:2.5px solid var(--gold2);border-bottom:2.5px solid var(--gold2);transform:rotate(-45deg)}
.price .btn{width:100%}
.reglist{list-style:none;padding:0;margin:0}.reglist li{display:grid;grid-template-columns:140px 1fr auto;gap:2px 14px;align-items:center;padding:7px 0;border-bottom:1px solid var(--line);font-size:15px}.reglist li:last-child{border-bottom:0}
.reglist a{font-weight:700;text-decoration:none}.reglist .pill{margin:0}
.sp-foot{margin-top:16px}
.credits{list-style:none;padding:0;margin:0}.credit{display:flex;gap:16px;align-items:center;background:#fff;border:1px solid var(--line);border-radius:var(--r);padding:10px;margin:8px 0;font-size:14.5px}
.credit img{width:120px;height:75px;object-fit:cover;border-radius:8px;flex:none}
.small{font-size:13.5px;color:var(--muted)}
/* footer: compact */
.foot{background:var(--navy);color:rgba(255,255,255,.72);padding:24px 0 18px;font-size:13.5px}
.foot a{color:#d6e2f2;text-decoration:none}.foot a:hover{color:#fff;text-decoration:underline}
.foot-row{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:12px 24px;padding-bottom:12px;border-bottom:1px solid rgba(255,255,255,.12)}
.foot-nav{display:flex;flex-wrap:wrap;gap:4px 18px;position:static;padding:0;background:none;box-shadow:none;border:0}.foot-nav a{padding:0;color:#d6e2f2;font-weight:500;font-size:14px;border-radius:0}.foot-nav a:hover{background:none}
.foot-mail{color:var(--gold)!important;font-weight:600}
.foot-regions{margin:10px 0}.foot-regions span{color:#fff;font-weight:600;margin-right:4px}
.foot-meta{font-size:12.5px}.foot-meta p{margin:4px 0}.foot-meta strong{color:#fff}
.photo-credit{opacity:.85}
/* responsive */
@media (max-width:1000px){.tiles{grid-template-columns:repeat(3,1fr)}.cols{grid-template-columns:minmax(0,1fr) 280px;gap:24px}}
@media (max-width:820px){
 /* stack: hero, region picker, sponsor card, institutions, resources */
 .cols{display:flex;flex-direction:column;gap:0}.col-main,.col-side{display:contents}
 .col-main>*{order:3}.col-main>.picker-blk{order:1}.helper-card{order:2;margin-bottom:22px}.res-box{order:4;margin-bottom:8px}
 .sponsor-cols{grid-template-columns:1fr}}
@media (max-width:760px){
 body{font-size:15.5px}.wrap{padding:0 16px}main.wrap{padding-top:18px;padding-bottom:28px}
 .burger{display:flex;flex-direction:column;gap:5px;cursor:pointer;padding:10px;margin-right:-10px}.burger span{width:22px;height:2px;background:var(--ink);border-radius:2px}
 nav{display:none;position:absolute;top:60px;left:0;right:0;flex-direction:column;background:#fff;padding:8px 12px 14px;border-bottom:1px solid var(--line);box-shadow:var(--shadow2)}
 nav a{padding:11px 14px;font-size:16px}.navt:checked~nav{display:flex}
 .foot-nav{display:flex;flex-direction:row;gap:6px 16px}
 .hero-sm{min-height:0}.hero-inner{padding-top:24px;padding-bottom:24px}.hero .lead{font-size:15.5px}
 .hero-shade{background:linear-gradient(180deg,rgba(8,20,36,.65),rgba(8,20,36,.88))}
 .actions{margin-top:14px}.actions .btn{flex:1 1 auto}
 .tiles{grid-template-columns:repeat(2,1fr);gap:8px}.tile{padding:10px 11px;font-size:14px;gap:8px}.tile-ico{width:30px;height:30px}.tile-ico .ico{width:17px;height:17px}
 .rchip{padding:6px 12px;font-size:14px}
 .strip{flex-direction:column;align-items:flex-start;gap:6px}
 .band{padding:20px 0 18px}.band-title{align-items:flex-start}.tile-ico.big{width:40px;height:40px}
 .credit{flex-direction:column;align-items:flex-start}.credit img{width:100%;height:auto;aspect-ratio:16/10}
 .src{white-space:normal}.reglist li{grid-template-columns:1fr auto}.reglist li .small{grid-column:1/-1;grid-row:2}
 .foot-row{flex-direction:column;align-items:flex-start}}
@media (prefers-reduced-motion:reduce){*{transition:none!important;scroll-behavior:auto!important}}